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本文对中小企业信用担保体系中存在的问题进行了剖析,提出了完善和规范中小企业信用担保体系的运行机制、深化中小企业信用担保机构的内部管理、建立担保资金的补充制度、加强中小企业信用制度建设等建议。 相似文献
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梅祖寿 《湖北三峡学院学报》2005,27(2):59-62
当前社会信用体系建设的几个着力点:应该在诚信宣传教育的基础上,加大信用制度建设的力度;在政府信用建设的基础上,加大信用服务业市场化发展的力度;在信用信息公开的基础上,加大联合征信和数据库建设的力度;在制定信用标准的基础上,加大信用监管和奖惩的力度。 相似文献
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中小企业的发展和生存,离不开资金,而从银行贷款又需要信用担保。20世纪90年代以来,我国各地迅速涌现各有特色的中小企业信用担保机构,创造了一定效益,但由于多种原因,也制约着其本身的进一步发展。究其原因,主要是我国信用担保体系建设尚不完善,还存在许多的问题。本文在阐述我国中小企业信用担保体系现状和存在的问题的基础上,提出了完善我国中小企业信用担保体系建设措施。 相似文献
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邹开亮 《江西科技师范学院学报》2005,(5):38-40
个人信用制度是大力拓展消费信贷业务的基础和前提。也是市场经济国家信用制度体系的重要组成部分。我国个人信用制度的建立和完善要合理借鉴发达国家个人信用制度的成功经验,建立、健全信用立法,发展独立高效的信用中介机构,并建立完善的信用公示制度和信用风险防范机制。 相似文献
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吴静 《渝西学院学报(自然科学版)》2007,(5):71-75
首先探讨了信用本质的内涵,具体从金融信贷层面的信用、社会经济层面的信用和道德伦理层面的信用三个层面分析了信用的类型.在此基础上,揭示了经济发展水平决定信用发展的三个主要阶段.文章强调,信用制度是对信用现象的规范和制约,它的演进经历了人伦信用制度阶段、契约信用制度阶段和社会契约信用制度阶段三个逐渐递进的阶段.我国现实经济发展的非均质性决定了信用制度建设的区域性;把信用与信用制度演变的阶段性与我国现实经济发展的非均质性特征相结合,导出我国信用制度建设构成中滞后模式、跨越式模式和平行模式三种基本模式. 相似文献
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论信用的本质、类型以及信用制度的历史嬗变 总被引:1,自引:0,他引:1
吴静 《重庆文理学院学报(自然科学版)》2007,26(5):71-75,82
首先探讨了信用本质的内涵,具体从金融信贷层面的信用、社会经济层面的信用和道德伦理层面的信用三个层面分析了信用的类型.在此基础上,揭示了经济发展水平决定信用发展的三个主要阶段.文章强调,信用制度是对信用现象的规范和制约,它的演进经历了人伦信用制度阶段、契约信用制度阶段和社会契约信用制度阶段三个逐渐递进的阶段.我国现实经济发展的非均质性决定了信用制度建设的区域性;把信用与信用制度演变的阶段性与我国现实经济发展的非均质性特征相结合,导出我国信用制度建设构成中滞后模式、跨越式模式和平行模式三种基本模式. 相似文献
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我国中小企业信用担保体系的建设已有十余年的时间,并初步形成“一体两翼四层”的布局格式.中小企业信用担保体系的建立为推动我国中小企业的发展,起到了很大的作用.然而,我国信用担保体系仍处在初级阶段,信用担保体系仍不健全,有很多问题亟待解决.通过对我国信用担保体系的发展现状进行分析,剖析了我国信用担保体系所存在的问题,提出了完善我国中小企业信用担保体系的对策. 相似文献
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<中华人民共和国中小企业促进法>明确提出要鼓励信用担保事业发展、推进中小企业信用制度建设、建立信用信息征集与评价体系.作为中小企业的重要部分,科技型中小企业已逐步成为我国信用担保机构的主要扶持对象.本文通过分析科技型中小企业的特点,探索了科技型中小企业信用评估的方法,并初步建立起相应的评估指标体系. 相似文献
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Language markedness is a common phenomenon in languages, and is reflected from hearing, vision and sense, i.e. the variation in the three aspects such as phonology, morphology and semantics. This paper focuses on the interpretation of markedness in language use following the three perspectives, i.e. pragmatic interpretation, psychological interpretation and cognitive interpretation, with an aim to define the function of markedness. 相似文献
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Language is a means of verbal communication. People use language to communicate with each other. In the society, no two speakers are exactly alike in the way of speaking. Some differences are due to age, gender, statue and personality. Above all, gender is one of the obvious reasons. The writer of this paper tries to describe the features of women's language from these perspectives: pronunciation, intonation, diction, subjects, grammar and discourse. From the discussion of the features of women's language, more attention should be paid to language use in social context. What's more, the linguistic phenomena in a speaking community can be understood more thoroughly. 相似文献
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理论推导与室内实验相结合,建立了低渗透非均质砂岩油藏启动压力梯度确定方法。首先借助油藏流场与电场相似的原理,推导了非均质砂岩油藏启动压力梯度计算公式。其次基于稳定流实验方法,建立了非均质砂岩油藏启动压力梯度测试方法。结果表明:低渗透非均质砂岩油藏的启动压力梯度确定遵循两个等效原则。平面非均质油藏的启动压力梯度等于各级渗透率段的启动压力梯度关于长度的加权平均;纵向非均质油藏的启动压力梯度等于各渗透率层的启动压力梯度关于渗透率与渗流面积乘积的加权平均。研究成果可用于有效指导低渗透非均质砂岩油藏的合理井距确定,促进该类油藏的高效开发。 相似文献
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As an American modern novelist who were famous in the literary world, Hemingway was not a person who always followed the trend but a sharp observer. At the same time, he was a tragedy maestro, he paid great attention on existence, fate and end-result. The dramatis personae's tragedy of his works was an extreme limit by all means tragedy on the meaning of fearless challenge that failed. The beauty of tragedy was not produced on the destruction of life, but now this kind of value was in the impact activity. They performed for the reader about the tragedy on challenging for the limit and the death. 相似文献
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Miao Maosheng 《华南师范大学学报(自然科学版)》2014,(6)
正The periodicity of the elements and the non-reactivity of the inner-shell electrons are two related principles of chemistry,rooted in the atomic shell structure.Within compounds,Group I elements,for example,invariably assume the+1 oxidation state,and their chemical properties differ completely from those of the p-block elements.These general rules govern our understanding of chemical structures and reactions.Using first principles calcula- 相似文献
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Yang Weitao 《华南师范大学学报(自然科学版)》2014,46(6):137-138
We have developed an adiabatic connection to formulate the ground-state exchange-correlation energy in terms of pairing matrix linear fluctuations.This formulation of the exchange-correlation energy opens a new channel for density functional approximations based on the many-body perturbation theory.We illustrate the potential of such approaches with an approximation based on the particle-particle Random Phase Approximation(pp-RPA).This re- 相似文献
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Bernard Kirtman 《华南师范大学学报(自然科学版)》2014,(6)
正The electronic and nuclear(structural/vibrational)response of 1D-3D nanoscale systems to electric fields gives rise to a host of optical,mechanical,spectral,etc.properties that are of high theoretical and applied interest.Due to the computational difficulty of treating such large systems it is convenient to model them as infinite and periodic(at least,in first approximation).The fundamental theoretical/computational problem in doing so is that 相似文献
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Michael Springborg 《华南师范大学学报(自然科学版)》2014,(6):136
For molecular systems,the quantum-mechanical treatment of their responses to static electromagnetic fields usually employs a scalar-potential treatment of the electric field and a vector-potential treatment of the magnetic field.Although the potential for each field separately is associated with the choice of an(unphysical)origin,the precise choice of the origin for the electrostatic field has little consequences for the results.This is different for the 相似文献
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《上海师范大学学报(自然科学版)》2014,(5):550
<正>"The Journal of Shanghai Normal University:Mathematics"is published by Shanghai Normal University as regular issues of The Journal of Shanghai Normal University each year from 2014 in English.The editors-in-chief of the issues are professors Yuhao Cong and Maoan Han.The Journal of Shanghai Normal University was started in 1958 with 相似文献