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1.
我国网上银行业务逆市而上,近日中国金融认证中心发布了《2009年中国网上银行调查报告》,本文基于报告数据,重点分析2008年和2009年网上银行业务的发展情况及存在的问题,并提出相应的解决策略。  相似文献   

2.
自1995年第一家网上银行成立以来,世界各国的银行纷纷开展了网上银行业务.中国在1996年出现了第一家银行网站以后,国内的网上银行业务也一直在不断地丰富和发展.文章主要讨论了中国网上银行发展的现状及存在的问题,并提出相应的解决策略开展银行再造工程,扩大网上银行规模,完善网络信息系统建设,提高网上银行风险管理能力.  相似文献   

3.
网上银行作为商业银行的一种新业务,由于其是以因特网为操作平台,以致于在实践中不仅存在着新的金融风险,还必须防范各种网络风险。为了确保网上银行的健康发展,对涉及网上银行的相关法律问题进行探讨,以期建立一套完善的网上银行法律法规监管体系。  相似文献   

4.
试论锦州市商业银行网上银行系统的设计与实现   总被引:1,自引:0,他引:1  
从网上银行系统的设计目标、特征、优越性、功能及体系结构、安全机制等方面介绍了锦州市商业银行网上银行系统的设计与实现,同时,阐述了网上银行是网络化金融领城的表现形式,发展网上银行业务对银行未来的业务发展和创新起着重要的作用。  相似文献   

5.
网上银行给金融领域带来了巨大的机遇,但也带来了前所来有的技术风险。文章阐述了网上银行的主要技术风险,并提出了网上银行防范技术风险的安全策珞。  相似文献   

6.
戴璇 《科技信息》2009,(22):144-145
网上银行以方便快捷、运营成本低廉的特点,迅速成为老百姓热选的金融服务手段。但随着网上银行的发展和使用的增多,网上银行自身存在的安全隐患日益显现,交易风险同时存在。本文对计算机系统自身脆弱性、网络安全技术、用户安全意识等各方面进行探讨,尝试从多个角度揭示网上银行交易风险的成因,并由此提出具有针对性、实操性的防范对策。  相似文献   

7.
网上银行促进了金融业的快速发展,为通过网络进行各种交易的用户提供了方便,但同时网上银行也存在本身的安全性问题。在越来越多的网上交易过程中,交易信息传递的安全性已成为网上银行业务面临的主要安全问题,分析这些安全问题产生的根源,并提出一些防范对策,显得尤为必要。  相似文献   

8.
借用Hersey电子商务网站评价模型,对我国商业银行的网上银行网站建设进行了评价,并提出了改进网上银行网站建设的建议。  相似文献   

9.
蔡卉 《科技信息》2011,(35):I0478-I0480,I0483
本文首先介绍了中国银行业网上银行的国际国内竞争趋势;其次浅析了中国银行业在网上银行领域竞争发展的必然性:接着对中国银行业网上银行发展的对策作了初探;还针对中国银行业网上银行现今发展的羁绊进行了分析以及对其解决方式作了探讨:最后作了综合总结并寄望我国银行业的网上银行能有更好的发展、更宽阔的前景。加速我国传统银行业改革,制定出适应网上经济和未来竞争的发展对策,成为当今刻不容缓的任务。  相似文献   

10.
网上银行安全运行管理和技术防范措施   总被引:1,自引:0,他引:1  
孙振峰 《科技资讯》2008,(1):191-192
网上银行是银行柜台业务向家庭和企业的延伸,是在Internet上的虚拟银行。网上银行的高效便捷与风险是并存的,如何处理好风险,如何进行高效的安全运行管理,是保证网上银行系统正常运行的关键。本文通过对网上银行安全运行管理方法及网上银行安全技术防范措施的深入分析,提出了网上银行安全管理的具体方法和技术防范措施,特别是对网上银行安全的主要技术防范措施进行了有益探讨。  相似文献   

11.
Language markedness is a common phenomenon in languages, and is reflected from hearing, vision and sense, i.e. the variation in the three aspects such as phonology, morphology and semantics. This paper focuses on the interpretation of markedness in language use following the three perspectives, i.e. pragmatic interpretation, psychological interpretation and cognitive interpretation, with an aim to define the function of markedness.  相似文献   

12.
何延凌 《科技信息》2008,(4):258-258
Language is a means of verbal communication. People use language to communicate with each other. In the society, no two speakers are exactly alike in the way of speaking. Some differences are due to age, gender, statue and personality. Above all, gender is one of the obvious reasons. The writer of this paper tries to describe the features of women's language from these perspectives: pronunciation, intonation, diction, subjects, grammar and discourse. From the discussion of the features of women's language, more attention should be paid to language use in social context. What's more, the linguistic phenomena in a speaking community can be understood more thoroughly.  相似文献   

13.
王慧 《科技信息》2008,(10):240-240
Wuthering Heights, Emily Bronte's only novel, was published in December of 1847 under the pseudonym Ellis Bell. The book did not gain immediate success, but it is now thought one of the finest novels in the English language. Catherine is the key character of this masterpiece, because everybody and everything center on her though she had a short life. We can understand this masterpiece better if we know Catherine well.  相似文献   

14.
The Williston Basin is a significant petroleum province, containing oil production zones that include the Middle Cambrian to Lower Ordovician, Upper Ordovician, Middle Devonian, Upper Devonian and Mississippian and within the Jurassic and Cretaceous. The oils of the Williston Basin exhibit a wide range of geochemical characteristics defined as "oil families", although the geochemical signature of the Cambrian Deadwood Formation and Lower Ordovician Winnipeg reservoired oils does not match any "oil family". Despite their close stratigraphic proximity, it is evident that the oils of the Lower Palaeozoic within the Williston Basin are distinct. This suggests the presence of a new "oil family" within the Williston Basin. Diagnostic geochemical signatures occur in the gasoline range chromatograms, within saturate fraction gas chromatograms and biomarker fingerprints. However, some of the established criteria and cross-plots that are currently used to segregate oils into distinct genetic families within the basin do not always meet with success, particularly when applied to the Lower Palaeozoic oils of the Deadwood and Winnipeg Formation.  相似文献   

15.
理论推导与室内实验相结合,建立了低渗透非均质砂岩油藏启动压力梯度确定方法。首先借助油藏流场与电场相似的原理,推导了非均质砂岩油藏启动压力梯度计算公式。其次基于稳定流实验方法,建立了非均质砂岩油藏启动压力梯度测试方法。结果表明:低渗透非均质砂岩油藏的启动压力梯度确定遵循两个等效原则。平面非均质油藏的启动压力梯度等于各级渗透率段的启动压力梯度关于长度的加权平均;纵向非均质油藏的启动压力梯度等于各渗透率层的启动压力梯度关于渗透率与渗流面积乘积的加权平均。研究成果可用于有效指导低渗透非均质砂岩油藏的合理井距确定,促进该类油藏的高效开发。  相似文献   

16.
As an American modern novelist who were famous in the literary world, Hemingway was not a person who always followed the trend but a sharp observer. At the same time, he was a tragedy maestro, he paid great attention on existence, fate and end-result. The dramatis personae's tragedy of his works was an extreme limit by all means tragedy on the meaning of fearless challenge that failed. The beauty of tragedy was not produced on the destruction of life, but now this kind of value was in the impact activity. They performed for the reader about the tragedy on challenging for the limit and the death.  相似文献   

17.
Location based services is promising due to its novel working style and contents.A software platform is proposed to provide application programs of typical location based services and support new applications developing efficiently. The analysis shows that this scheme is easy implemented, low cost and adapt to all kinds of mobile nework system.  相似文献   

18.
正The periodicity of the elements and the non-reactivity of the inner-shell electrons are two related principles of chemistry,rooted in the atomic shell structure.Within compounds,Group I elements,for example,invariably assume the+1 oxidation state,and their chemical properties differ completely from those of the p-block elements.These general rules govern our understanding of chemical structures and reactions.Using first principles calcula-  相似文献   

19.
We have developed an adiabatic connection to formulate the ground-state exchange-correlation energy in terms of pairing matrix linear fluctuations.This formulation of the exchange-correlation energy opens a new channel for density functional approximations based on the many-body perturbation theory.We illustrate the potential of such approaches with an approximation based on the particle-particle Random Phase Approximation(pp-RPA).This re-  相似文献   

20.
正The electronic and nuclear(structural/vibrational)response of 1D-3D nanoscale systems to electric fields gives rise to a host of optical,mechanical,spectral,etc.properties that are of high theoretical and applied interest.Due to the computational difficulty of treating such large systems it is convenient to model them as infinite and periodic(at least,in first approximation).The fundamental theoretical/computational problem in doing so is that  相似文献   

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