关于我国银行会计联行风险问题的探讨

银行会计联行作为金融服务的重要部门,发挥着越来越重要的作用。由于银行会计联行风险被银行业界的忽视,发生过多起银行会计人员窃取会计联行资金的案件,给国家及金融企业的财产造成了巨大的损失。本文从造成银行会计联行风险的原因着手,结合银行会计联行业务存在的风险点,从不同的角度探讨银行会计联行风险的防范。     

跨行支付资金清算系统

该系统利用统一的数据处理模式,处理同城清算、电子联行等多项清算业务,实现了电子联行的"天地对接",实现了清算业务、帐户管理和有关业务的综合应用.该系统遵循通信子网和资源子网基本分离的原则,采用客户机/服务器(C/S)模式,解决了金融机构间异构网和异种机的互联问题.     

中国工商银行分辖联行往来逐笔对帐计算机处理系统的设计与实现

实行分辖联行逐笔对帐是联行对帐工作的一次重大改革,该系统的主要功能是为分辖联行逐笔对帐业务提供完善和连续的支持,加速资金周转,杜绝犯罪,促进社会和经济的发展.本文分析了系统涉及的数据及数据流向;阐述了系统总体设计思想;重点讨论了帐务正确和完备性制约体系、三级安全保密体系及最佳逐笔核对算法的设计,为银行业务系统设计提供借鉴作用.     

一个现代综合银行业务处理系统的设计与实现

介绍了一个现代的综合银行业务处理系统的设计思想和实现技术．该系统采用目前国内外银行系统业务处理先进思想，以ＩＢＭＡＳ／４００计算机为主机，以ＷＩＮＤＯＷＳＮＴ网络为前台工作站，利用目前国内较为流行的计算机软件技术开发完成．整个系统在综合帐务处理、综合客户信息管理和综合柜员制模式下，完成对公、对私、国际业务、金融卡、同业往来、内部核算等银行业务的集中处理；提供柜台业务、电话银行、网点客户终端、企业／家庭银行、ＡＴＭ存取款、ＰＯＳ等服务手段；实现了辖内资金实时清算、异地私人储蓄通存通兑、异地对公资金实时到帐的电子联行     

工商银行联行往来票据录入系统的设计与实现

论述了作者主持完成的工商银行联行往来票据录入系统的设计思想和实现方法。该系统采用“双工录入”方式、数据检查和帐务约束机制、三级安全保密体系。     

54座城市排行榜上有名

城市等级划分,最近有了新提法。日前,全球知名房地产管理和投资服务公司仲量联行发布报告,将全国城市划分为5个等级:(1)一线城市:北京、上海、广州、深圳。     

加盟世界贸易组织对我国银行业的影响及对策

加盟世界贸易组织 ,我国银行业应融入国际金融大家庭 ,按国际惯例办事 ,但中资银行目前面临着会计科目不统一、海外联行网点配备不科学、资本额少、零售业项目缺乏吸引力等困难。本文还提出解决这些困难的措施     

广西农村信用合作社综合业务系统通过技术鉴定

广西农村信用合作社清算中心、广州南天电脑系统有限公司共同开发的“广西农村信用合作社综合业务系统”,2 0 0 4年1月1 4日在南宁市通过了自治区科技厅主持的技术鉴定。　　系统应用软件由普通活期存款、定期存款、贷款、批量代理、现金出纳、内部账、总账、联行、结算、柜员管理、客户管理、前台业务管理、后台业务管理、报表系统、资金清算、现代化支付系统等1 6个模块组成。系统的硬件设备先进,计算机网络覆盖了广西1 1个市、89个联社、30 33个机构网点。提供鉴定的技术资料有45 0 0多页,共32 0多万字。　　系统在应用核心层实现了大会…     

54座城市排行榜上有名

城市等级划分,最近有了新提法。日前,全球知名房地产管理和投资服务公司仲量联行发布报告,将全国城市划分为5个等级：（1）一线城市：北京、上海、广州、深圳。（2）1．5线城市（过渡型）：成都、重庆、沈阳、杭州、天津、大连、武汉、苏州、南京。     

基层银行思想政治工作的现状及对策

基层银行思想政治工作的现状及对策陈海华，蒋松甫近年来，在基层银行干部中出现了以权谋私乃至盗用联行资金，发行基金的案件。究其根本原因在于思想政治工作落后于现实。基层银行如何把思想政治工作落到实处，这是时代提出的新课题。目前基层银行思想政治工作的现状如何...     

Markedness and its Interpretation in Language Use

Language markedness is a common phenomenon in languages, and is reflected from hearing, vision and sense, i.e. the variation in the three aspects such as phonology, morphology and semantics. This paper focuses on the interpretation of markedness in language use following the three perspectives, i.e. pragmatic interpretation, psychological interpretation and cognitive interpretation, with an aim to define the function of markedness.     

Features of Women's language

Language is a means of verbal communication. People use language to communicate with each other. In the society, no two speakers are exactly alike in the way of speaking. Some differences are due to age, gender, statue and personality. Above all, gender is one of the obvious reasons. The writer of this paper tries to describe the features of women＇s language from these perspectives： pronunciation, intonation, diction, subjects, grammar and discourse. From the discussion of the features of women＇s language, more attention should be paid to language use in social context. What＇s more, the linguistic phenomena in a speaking community can be understood more thoroughly.     

An Analysis of Catherine＇s Character——Wuthering Heights

Wuthering Heights, Emily Bronte＇s only novel, was published in December of 1847 under the pseudonym Ellis Bell. The book did not gain immediate success, but it is now thought one of the finest novels in the English language. Catherine is the key character of this masterpiece, because everybody and everything center on her though she had a short life. We can understand this masterpiece better if we know Catherine well.     

Lower Paleozoic oil relationships within Williston Basin, Canada

The Williston Basin is a significant petroleum province, containing oil production zones that include the Middle Cambrian to Lower Ordovician, Upper Ordovician, Middle Devonian, Upper Devonian and Mississippian and within the Jurassic and Cretaceous. The oils of the Williston Basin exhibit a wide range of geochemical characteristics defined as "oil families", although the geochemical signature of the Cambrian Deadwood Formation and Lower Ordovician Winnipeg reservoired oils does not match any "oil family". Despite their close stratigraphic proximity, it is evident that the oils of the Lower Palaeozoic within the Williston Basin are distinct. This suggests the presence of a new "oil family" within the Williston Basin. Diagnostic geochemical signatures occur in the gasoline range chromatograms, within saturate fraction gas chromatograms and biomarker fingerprints. However, some of the established criteria and cross-plots that are currently used to segregate oils into distinct genetic families within the basin do not always meet with success, particularly when applied to the Lower Palaeozoic oils of the Deadwood and Winnipeg Formation.     

低渗透非均质砂岩油藏启动压力梯度研究

理论推导与室内实验相结合,建立了低渗透非均质砂岩油藏启动压力梯度确定方法。首先借助油藏流场与电场相似的原理,推导了非均质砂岩油藏启动压力梯度计算公式。其次基于稳定流实验方法,建立了非均质砂岩油藏启动压力梯度测试方法。结果表明:低渗透非均质砂岩油藏的启动压力梯度确定遵循两个等效原则。平面非均质油藏的启动压力梯度等于各级渗透率段的启动压力梯度关于长度的加权平均;纵向非均质油藏的启动压力梯度等于各渗透率层的启动压力梯度关于渗透率与渗流面积乘积的加权平均。研究成果可用于有效指导低渗透非均质砂岩油藏的合理井距确定,促进该类油藏的高效开发。     

On Tragic Consciousness In The Works By Ernest Hemingway

As an American modern novelist who were famous in the literary world, Hemingway was not a person who always followed the trend but a sharp observer. At the same time, he was a tragedy maestro, he paid great attention on existence, fate and end-result. The dramatis personae's tragedy of his works was an extreme limit by all means tragedy on the meaning of fearless challenge that failed. The beauty of tragedy was not produced on the destruction of life, but now this kind of value was in the impact activity. They performed for the reader about the tragedy on challenging for the limit and the death.     

Design and analysis of generic LBS application developing platform

Location based services is promising due to its novel working style and contents.A software platform is proposed to provide application programs of typical location based services and support new applications developing efficiently. The analysis shows that this scheme is easy implemented, low cost and adapt to all kinds of mobile nework system.     

橡胶颗粒沥青混合料低温抗裂性试验研究

以AC-13级配为基础,将橡胶颗粒代替部分集料掺入混合料中,以低温弯曲试验为评价方法对不同橡胶颗粒掺量下沥青混合料的低温抗裂性进行研究,并引入应变能密度值对混合料的低温抗裂性进行综合评价.试验结果表明:橡胶颗粒沥青混合料试件的破坏微应变均超过2 300,满足冬寒区的技术指标;无论是否掺加橡胶颗粒,随着温度的下降,沥青混合料破坏时的最大弯拉强度增大,弯拉应变降低,劲度模量增大;弯曲应变能密度在胶粒掺量为1%左右时具有较大的弯曲应变能密度值,此时橡胶颗粒沥青混合料具有较好的低温抗裂性.     

Achieving Unusual States of Matter Under High Pressure

正The periodicity of the elements and the non-reactivity of the inner-shell electrons are two related principles of chemistry,rooted in the atomic shell structure.Within compounds,Group I elements,for example,invariably assume the+1 oxidation state,and their chemical properties differ completely from those of the p-block elements.These general rules govern our understanding of chemical structures and reactions.Using first principles calcula-     

Exchange-Correlation and Electronic Excitation Energies from Pairing Matrix Fluctuations

We have developed an adiabatic connection to formulate the ground-state exchange-correlation energy in terms of pairing matrix linear fluctuations.This formulation of the exchange-correlation energy opens a new channel for density functional approximations based on the many-body perturbation theory.We illustrate the potential of such approaches with an approximation based on the particle-particle Random Phase Approximation(pp-RPA).This re-