科技型中小企业信用评估的指标体系设计

在市场化程度不断提高的背景下,如何通过信用评估,降低对科技型中小企业的投资成本和减轻其自身的融资成本,成为改善科技型中小企业经营环境的重要课题。信用指标体系的设计,是整个信用评估体系的研究基础和研究对象。从与国际接轨和具有中国特色两方面探讨我国科技型中小企业信用评估的指标体系设计。

Index System Design on Avant-garde SMEs Credit Risk Evaluation

The financing cost higher and capital source lacking are always up against avant-garde SMEs during their operation.On the background of market overt increasingly,it is an important research task for path-forming SMEs management environment how to reduce investment cost and alleviate avant-garde SMEs financing cost by credit risk evaluation.Since it is the research basis and object for wholly credit risk evaluation how to design the credit index system.The paper try to probe the avant-garde SMEs credit index system design in China with consideration both international and Chinese situation.