| “互联网+”对中国金融业效率影响研究 |
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| 引用本文： | 许世琴,尹天宝,阳杨.“互联网+”对中国金融业效率影响研究[J].科技与经济,2020,33(2):11-15. |
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| 作者姓名： | 许世琴 尹天宝 阳杨 |
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| 作者单位： | 重庆工商大学财政金融学院,重庆400067;重庆工商大学财政金融学院,重庆400067;重庆工商大学财政金融学院,重庆400067 |
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| 摘 要： | 使用2005—2016年全国省级面板数据,通过面板回归检验“互联网+”对金融业效率的影响方向和作用机理。研究发现:“互联网+”显著地促进金融业效率提高,前一期FTE的改善会促进当期金融业FTE的优化,中西部地区“互联网+”对金融业FTE的促进效应比东部地区更为显著;“互联网+”对金融业技术效率有显著的促进作用,但对金融业规模效率促进效果并不明显,东部地区“互联网+”能促进金融业技术效率提升但抑制金融业规模效率的增长,表明“互联网+”对金融业效率的提高主要是对金融业技术效率的提高。
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| 关 键 词： | 互联网+ 金融业效率 技术效率 规模效率 |
Research on the Impact of“Internet Plus”on the Efficiency of China sFinancial Industry |
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| XU Shiqin,YIN Tianbao,YANG Yang.Research on the Impact of“Internet Plus”on the Efficiency of China sFinancial Industry[J].Science & Technology and Economy,2020,33(2):11-15. |
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| Authors: | XU Shiqin YIN Tianbao YANG Yang |
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| Institution: | (Chongqing Technology and Business University,Chongqing 400067,China) |
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| Abstract: | Using the panel data of the provinces from 2005 to 2016 and using panel regression to test the influence direction and mechanism of“Internet+”on the efficiency of the financial industry.The research found that:“Internet+”significantly promoted the improvement of the efficiency of the financial industry.The improvement of the previous period of FTE will promote the optimization of the current financial industry FTE;“Internet+”significantly promotes the technical efficiency of the financial industry,but the effect of promoting the scale efficiency of the financial industry is not obvious;“Internet+”in the eastern region promotes the improvement of financial technology efficiency but inhibits the growth of the scale efficiency of the financial industry. |
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| Keywords: | Internet plus financial industry efficiency technical efficiency scale efficiency |
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