| 试析我国商业银行如何应对利率市场化 |
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| 引用本文： | 覃彬芯.试析我国商业银行如何应对利率市场化[J].黔西南民族师范高等专科学校学报,2014(2):1-4. |
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| 作者姓名： | 覃彬芯 |
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| 作者单位： | 贵州大学,贵州贵阳550025 |
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| 摘 要： | 利率反映资金的价格，市场化可以提升市场资金配置的效率。国际实践表明，在经济发展的过程中，如何让资金资源得到最优化的配置，让利率成为资金供给市场的风向标，是利率市场化的重点，也是我国金融改革的重点所在，我国商业银行也会因此受到重大影响。
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| 关 键 词： | 利率市场化 商业银行 金融产品 |
How the Commercial Banks of Our Country Under the Marketization of Interest Rate |
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| QIN Bin-xin.How the Commercial Banks of Our Country Under the Marketization of Interest Rate[J].Journal of Southwest Guizhou Teachers College for Nationalities,2014(2):1-4. |
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| Authors: | QIN Bin-xin |
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| Institution: | QIN Bin-xin (Guizhou University, Guiyang, Guizhou 550025, China) |
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| Abstract: | As the price of funds,the interest rate is received increasly attention. The degree of interest rate market can devise allocative efficiency of financial resources. International practice shows that the interest rate market plays an important role in promoting economic growth, ensuring the financial resources to optimal efficiency and achieving internal and external equilibrium configuration. The interest rate market has become the most important in financial reforming, some commercial banks of China will be impacted significantly. Key words： interest rate market;commercial banking; Financial products |
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| Keywords: | interest rate market commercial banking Financial products |
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