| 一种商业银行贷款项目绩效评估新模型 |
| |
| 引用本文： | 李靖霞,胡芳,刘志华.一种商业银行贷款项目绩效评估新模型[J].湖南大学学报(自然科学版),2010,37(2). |
| |
| 作者姓名： | 李靖霞 胡芳 刘志华 |
| |
| 作者单位： | 湖南大学,工商管理学院,湖南,长沙,410082 |
| |
| 摘 要： | 国内外对商业银行经营绩效评价方法主要体现在指标体系,但在模型上并没有重视适用性,造成商业银行贷款项目进行绩效评估时缺少适合的模型.根据商业银行贷款项目进行绩效评估的特点,利用灰色关联分析法、模糊评判综合法和逐步判别分析法各自优点结合形成一种GFS新算法,对其新的贷款项目进行判别分析.实践结果表明,GFS新算法评估效果好,能为银行高层管理者在贷款项目决策中提供依据.
|
| 关 键 词： | 商业银行 贷款项目 灰色关联分析 逐步判别分析 |
A New Loan Project Performance Evaluation Model of the Commerical Bank |
| |
| LI Jing-xi,HU Fang,LIU Zhi-hua.A New Loan Project Performance Evaluation Model of the Commerical Bank[J].Journal of Hunan University(Naturnal Science),2010,37(2). |
| |
| Authors: | LI Jing-xi HU Fang LIU Zhi-hua |
| |
| Institution: | College of Business and Management;Hunan Univ;Changsha;Hunan 410082;China |
| |
| Abstract: | The research on the performance evaluation of commercial banks is mainly embodied in the indicator system.However,the existing models do not attach importance to applicability,resulting in the lack of suitable evaluation models for the evaluation of loan projects of commercial banks.Therefore,in accordance with the characteristics of the loan projects of commercial banks,this article has combined the gray relational analysis method,fuzzy comprehensive evaluation method and stepwise discriminative analysis m... |
| |
| Keywords: | commercial bank lend project gray correlation analysis stepwise discriminate analysis |
| 本文献已被 CNKI 万方数据 等数据库收录！ |
| 点击此处可从《湖南大学学报(自然科学版)》浏览原始摘要信息 |
| 点击此处可从《湖南大学学报(自然科学版)》下载免费的PDF全文 |
|
