地方商业银行与中小企业信贷风险初探

通过分析地方商业银行和中小企业的关系、地方商业银行在中小企业贷款管理方面的信贷风险和国内外信贷风险管理体系,提出了防范地方商业银行与中小企业信贷风险的合理化建议。

Probe into Credit Risks of Local Commercial Banks and Small and Medium-sized Enterprises

Through analyzing the relationship between local commercial banks and small and medium-sized enterprises,the credit risks of local commercial bank in loan administration of small and medium-sized enterprises,and domestic and foreign credit risk management systems,this paper puts forward some rational suggestions on preventing the credit risks of local commercial banks and small and medium-sized enterprise.