| 中小企业融资困境及其成因分析 |
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| 引用本文： | 尤建新,王岚.中小企业融资困境及其成因分析[J].同济大学学报(自然科学版),2003,31(11):1353-1358. |
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| 作者姓名： | 尤建新 王岚 |
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| 作者单位： | 同济大学,经济与管理学院,上海,200092 |
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| 摘 要： | 中小企业融资具有融资需求旺盛、融资渠道不畅、融资结构不合理等特点.金融抑制带来了中小企业的金融缺口,金融缺口是由中小企业信用缺损、国有银行“惜贷”、政府不适当的干预造成的,解除中小企业的融资困境需从这几方面人手.
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| 关 键 词： | 中小企业 金融抑制 金融缺口 |
| 文章编号： | 0253-374X(2003)11-1353-06 |
| 修稿时间： | 2002年11月12 |
Financing Difficulty and Cause Analysis of Small-and- medium-sized Enterprises |
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| YOU Jian-xin,WANG Lan.Financing Difficulty and Cause Analysis of Small-and- medium-sized Enterprises[J].Journal of Tongji University(Natural Science),2003,31(11):1353-1358. |
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| Authors: | YOU Jian-xin WANG Lan |
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| Abstract: | The financing of small-and-medium-sized enterprises has such characteristics as the financing demand is great,the financing channels is not smooth,and the financing structure is unreasonable. The finance suppressing has a result of financial gap of small and medium-sized enterprises, which is derived from defective credit of small and medium-sized enterprises, unvoluntary loan of state-owned banks and improper intervention of government. Relieving financing difficulty of small and medium-sized enterprises should proceed with such aspects. |
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| Keywords: | small-and-medium-sized enterprise finance suppressing financial gap |
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