| 我国商业银行个人理财业务的发展对策研究 |
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| 引用本文： | 张旭.我国商业银行个人理财业务的发展对策研究[J].长春大学学报,2009,19(5):16-18. |
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| 作者姓名： | 张旭 |
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| 作者单位： | 吉林省经济管理干部学院,财政金融系,吉林,长春,130022
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| 摘 要： | 随着经济的增长和居民的理财意识逐渐增强,商业银行个人理财业务的发展十分迅速.然而目前同质化的产品、专业人才的缺乏、不完善的监管机制以及不健全的资本市场等因素制约着个人理财业务的发展.本文从产品和服务、人才的培养、监管制度以及资本市场等方面,提出了促进我国商业银行个人理财业务发展的几点对策和建议.
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| 关 键 词： | 商业银行 个人理财业务 金融市场 |
A research on the development tactics of personal financing business of China's commercial banks |
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| ZHANG Xu.A research on the development tactics of personal financing business of China's commercial banks[J].Journal of Changchun University,2009,19(5):16-18. |
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| Authors: | ZHANG Xu |
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| Institution: | Finance and Banking Department;Jilin Province Economics and Management Cadres College;Changchun 130012;China |
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| Abstract: | With the growth of economy and gradually strengthening of people's financing consciousness,personal financing business of commercial banks has developed rapidly.However,there are a variety of constraints such as the lack of homogenous products and professionals,the imperfect supervision mechanism and unperfect capital markets.This thesis puts forward some countermeasures and suggestions for promoting personal financing business devolopment from products and services,personnel training,supervision systems an... |
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| Keywords: | commercial bank personal financing business financial market |
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