| 农村信用社互联网金融的发展困境及突围路径研究 |
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| 引用本文： | 张永杰,陈祥云.农村信用社互联网金融的发展困境及突围路径研究[J].科技促进发展,2019,15(1):89-95. |
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| 作者姓名： | 张永杰 陈祥云 |
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| 作者单位： | 九江学院会计学院 九江 332005;九江学院会计学院 九江 332005 |
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| 基金项目： | 教育部人文社会科学项目（15YJC790013）：农业补贴对粮食生产的激励效应及政策优化研究，负责人：陈祥云。 |
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| 摘 要： | 农村信用社在互联网金融发展中面临着风险监管能力偏弱、经营业务遭受冲击、信息化建设滞后、复合型人才短缺等多重困境，针对这些困境，本文探讨了相应的突围路径，以促进农村信用社金融服务实现互联网转型，助推整个农村金融体系实现创新性改革。
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| 关 键 词： | 农村信用社 互联网金融 大数据技术 风险监管 |
Research on the Difficulties and Breakthrough Paths of Internet Finance in Rural Credit Cooperatives |
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| ZHANG Yongjie,and CHEN Xiangyun.Research on the Difficulties and Breakthrough Paths of Internet Finance in Rural Credit Cooperatives[J].Science & Technology for Development,2019,15(1):89-95. |
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| Authors: | ZHANG Yongjie and CHEN Xiangyun |
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| Institution: | School of Accounting, Jiujiang University, Jiujiang 332005 and School of Accounting, Jiujiang University, Jiujiang 332005 |
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| Abstract: | Rural credit cooperatives face multiple dilemmas such as weak risk supervision ability, impact on business operations, lag in information construction, and shortage of compound talents in the development of Internet finance. In response to these dilemmas, this paper explores the corresponding breakout path to promote the financial services of rural credit cooperatives have realized the transformation of the Internet and promoted the innovative reform of the entire rural financial system. |
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| Keywords: | rural credit cooperatives internet finance big data technology risk supervision |
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