| 银行保险发展模式选择分析 |
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| 引用本文： | 王媛媛.银行保险发展模式选择分析[J].韶关学院学报,2013,34(1):94-97. |
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| 作者姓名： | 王媛媛 |
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| 作者单位： | 广东金融学院保险系,广东广州,510210 |
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| 摘 要： | 银行保险作为保险公司和商业银行之间的一种制度安排,在我国真正的发展要到平安人寿推出＂千禧红＂产品后。我国目前的政策法律环境,决定了现阶段我国银保的合作以＂分销协议＂为主,＂战略联盟＂为辅,但＂金融控股公司＂是今后银保合作的必然选择。
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| 关 键 词： | 银行保险 发展模式 金融控股集团 |
Analysis of Development Pattern of Bancassurane |
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| WANG Yuan-yuan.Analysis of Development Pattern of Bancassurane[J].Journal of Shaoguan University(Social Science Edition),2013,34(1):94-97. |
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| Authors: | WANG Yuan-yuan |
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| Institution: | WANG Yuan-yuan(Department of Insurance,Guangdong University of Finance,Guangzhou 510521,Guangdong,China) |
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| Abstract: | Bancassurane became an institutional arrangement between insurance companies and commercial banks when Ping An Life Insurance in China launched the ＂Millennium Red＂ products.The current policy and legal environment determines ＂Incompact Agreement＂ is the main cooperation and ＂Strategic Alliance＂ is the supplement.However,we believe ＂Financial Holding Company＂ is the future of bancassurance. |
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| Keywords: | Bancassurane Cooperation Pattern Financial Holding Company |
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