| 建立我国个人信用制度的对策探讨 |
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| 引用本文： | 廖志刚.建立我国个人信用制度的对策探讨[J].长沙理工大学学报(自然科学版),2002,14(2):36-39. |
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| 作者姓名： | 廖志刚 |
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| 作者单位： | 中国建设银行长沙市新华支行,湖南,长沙,410015 |
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| 摘 要： | 通过分析个人信用制度在发达国家和我国的发展现状 ,指出了建立我国个人信用制度的必要性 ,并从成立行业管理机构、商业性资信机构及建立统一的个人信用实码制、个人基本财务体系、信用评估体系、信用风险转嫁机制等方面 ,进一步探讨了如何建立完备、高效的个人信用制度的对策
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| 关 键 词： | 个人信用制度 个人信用档案 资信机构 信用评估 信用风险转嫁 |
| 文章编号： | 1009-3702(2002)02-0036-04 |
| 修稿时间： | 2002年3月12日 |
Discussion on Countermeasure of the Establishment of Our Country's Personal Credit System |
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| LIAO Zhi-gang.Discussion on Countermeasure of the Establishment of Our Country''''s Personal Credit System[J].Journal of Changsha University of Science and Technology:Natural Science,2002,14(2):36-39. |
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| Authors: | LIAO Zhi-gang |
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| Abstract: | Necessarity of Establishing personal credit system in our country in discussed through analysis of the credit system situation both in China and other developed courtries.Further discussiones on how to establish a perfect and effective credit system such as set-up of administration agency,commercial credit agency,personal code system,presonal financial and assessment system,credit risk shift mechanism as well are also carried out. |
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| Keywords: | personal credit system personal credit file credit setup credit assessment shift off credit crisis |
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