| A Tentative Analysis of the Use of Potential by Commercial Bank in Controlling Credit Scale |
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| 作者姓名： | 杨文泽 |
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| 作者单位： | School of |
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| 摘 要： | This article brings forward the conception of potential and filed potential in bank＇s competition under the inspiration of law of electric current in electrodynamics. It discusses the impact of potential shifting on commercial bank＇s credit scale and builds up a model for commercial bank to control the scale by credit pricing and risk policy in a dynamic way, and also gives some advice to domestic commercial bank for improving loan business, aiming to settle down the existing credit management problems.
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| 关 键 词： | 商业银行 信贷 利用潜力 控制 电动力学 管理政策 管理问题 贷款 |
A Tentative Analysis of the Use of Potential by Commercial Bank in Controlling Credit Scale |
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| YANG Wen-ze.A Tentative Analysis of the Use of Potential by Commercial Bank in Controlling Credit Scale[J].Journal of Donghua University,2008,25(6):726-731. |
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| Authors: | YANG Wen-ze |
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| Institution: | School of Electronic, In formation and Electrical Engineering, Shanghai Jiaotong University, Shanghai 200030, China |
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| Abstract: | This article brings forward the conception of potential and filed potential in bank's competition under the inspiration of law of electric current in electrodynamics. It discusses the impact of potential shifting on commercial bank's credit scale and builds up a model for commercial bank to control the scale by credit pricing and risk policy in a dynamic way, and also gives some advice to domestic commercial bank for improving loan business, aiming to settle down the existing credit management problems. |
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| Keywords: | commercial bank loan pricing risk potential |
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