| 软计算信用分析方法比较探讨 |
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| 引用本文： | 梁樑,吴德胜.软计算信用分析方法比较探讨[J].系统管理学报,2005,14(3):268-274. |
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| 作者姓名： | 梁樑 吴德胜 |
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| 作者单位： | 中国科学技术大学,商学院,合肥,230026 |
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| 基金项目： | 国家863资助项目(2002AA41361) |
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| 摘 要： | 研究了信用分析中的软计算方法——BP网络与自适应神经模糊推理,并对软计算方法与DEA、TOPSIS的结合运用作了进一步探讨。采用V-foldCross-validation技巧,利用样本公司实际指标数据对该模型的评分效果进行了实证研究。
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| 关 键 词： | 信用评分 自适应神经模糊推理 BP神经网络 V-foldCross-validation技巧 软计算 数据包 络分析 |
| 文章编号： | 1005-2542(2005)03-0268-07 |
| 修稿时间： | 2003年8月20日 |
A Comparison Research of Soft Computing Applied to Credit Scoring |
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| LIANG Liang,WU De-sheng.A Comparison Research of Soft Computing Applied to Credit Scoring[J].Systems Engineering Theory·Methodology·Applications,2005,14(3):268-274. |
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| Authors: | LIANG Liang WU De-sheng |
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| Abstract: | Soft computing including BP neural networks and Adaptive Neural Fuzzy Inference applied to Credit scoring is studied in the current paper. Furthermore, the combination of Soft computing and DEA as well as TOPSIS is discussed. Finally, experiential research of the credit-score models' scoring powers is carried out by use of experiential data and by V-fold Cross-validation technique. |
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| Keywords: | credit score adaptive neural fuzzy inference BP neural network V-fold Cross-validation technique soft computing DEA |
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