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论美国保险法合理期待原则的产生与新发展
引用本文:卢明威,罗华.论美国保险法合理期待原则的产生与新发展[J].南昌职业技术师范学院学报,2012(2):21-25.
作者姓名:卢明威  罗华
作者单位:广西师范学院政法学院;中南民族大学民社院
摘    要:合理期待原则是美国保险法为规范保险合同最新发展的原则,该原则针对的是保险合同订立中不利于投保人、被保险人的特点而提出,该原则最新的发展动向是法院在适用中与第二次《合同法重述》关于格式合同的适用例外规定相结合,为我国保护保险消费者提供了新的思路。

关 键 词:保险法  保险合同  合理期待原则  近期发展

On the Generation and Development of the Reasonable Expectation Principle of American Insurance Law
Lu Mingwei & Luo Hua.On the Generation and Development of the Reasonable Expectation Principle of American Insurance Law[J].Journal of Nanchang Vocational & Technical Techers' College,2012(2):21-25.
Authors:Lu Mingwei & Luo Hua
Institution:Lu Mingwei & Luo Hua(Guangxi Teachers’ College,Nanning 530001,P.R.China;South-Central University for Nationalities,Wuhan 430074.P.R.China)
Abstract:the reasonable expectation principle is new principle for American insurance law to regulate the insurance contract.The principle is raised to protect the applicants and the insured in the insurance contract explanation.The latest development trend is that the courts combine the principle with the exception provision of the second "Restatement of the Contract Law".It provided us a new way of thinking for the protection of insurance consumers in China.
Keywords:insurance law  insurance contract  the principle of reasonable expectation  recent developments
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