外资银行在中国业务竞争焦点及中资银行应对策略

随着中国正式加入世界贸易组织和我国金融市场的逐步开放，国内银行业也越来越感受到来自于外资银行的巨大冲击，中外资银行将会在或已经在传统的存贷业务、高附加值的中间业务、人民币业务和优质客户等方面展开激烈竞争。中资银行应如何迎接挑战，调整经营策略，提升服务质量．在竞争中求得生存与发展便成为我国银行业迫切需要思考和解决的问题。

The business competitive keen points of foreign banks in China and the dealing strategies of Chinese banks

With China's entry into WTO officially and opening financial market step by step, the Chinese banks are affected by great offence from the foreign banks more and more. A keen competition have launched or will launch between the local banks and foreign banks in the traditional deposit and loan business, high-value added intermediate business, RMB business and qualified customers, etc. How to meet the challenge, readjust the economic strategy, improve service quality and strive for the existence and development, have become urgent problems need to thinking and solving for Chinese banks.