| 信息不对称与银行信贷风险的防范 |
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| 引用本文： | 徐菲菲.信息不对称与银行信贷风险的防范[J].科技情报开发与经济,2006,16(5):90-92. |
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| 作者姓名： | 徐菲菲 |
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| 作者单位： | 安徽大学管理学院,安徽,合肥,230039 |
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| 摘 要： | 从信息经济学中信息不对称的相关原理出发,分析了我国商业银行产生信贷风险的原因,并提出了预防和化解风险的办法,如进行信用配给、完善企业资信评级制度、办理抵押和补偿余额、签订限制性契约和实现信息资源共享等。
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| 关 键 词： | 信息不对称 信贷风险 风险防范 商业银行 |
| 文章编号： | 1005-6033（2006）05-0090-03 |
| 收稿时间： | 2005-11-14 |
| 修稿时间： | 2005年11月14 |
Discussion on the Asymmetric Information and the Prevention of Bank's Credit Risks |
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| XU Fei-fei.Discussion on the Asymmetric Information and the Prevention of Bank''''s Credit Risks[J].Sci-Tech Information Development & Economy,2006,16(5):90-92. |
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| Authors: | XU Fei-fei |
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| Abstract: | Starting from the principles relevant to the asymmetric information in the information economics,this paper analyzes on the causes of the credit risks of our country's commercial banks,and puts forward some methods for preventing and solving these risks such as making the credit allotment,perfecting the credit degree system of the enterprises,transacting the mortgage and compensation balance,signing the restrictive contract,and realizing information resources sharing,etc. |
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| Keywords: | asymmetric information credit risk risk prevention commercial bank |
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