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商业信用评价中非财务信用信息资源的采集与辨析
引用本文:王,奇,张春颖.商业信用评价中非财务信用信息资源的采集与辨析[J].长春大学学报,2013(11):1388-1390,1393.
作者姓名:    张春颖
作者单位:长春大学管理学院,长春130022S
基金项目:吉林省科技厅项目(20130420063FG);吉林省教育厅项目(吉教科文合字[2013]第254号)
摘    要:从企业间商业信用利弊分析入手,探讨了商业信用运用中对授信方商业信用的评价,以及信用评价中较难获得的非财务信用信息资源的采集与辨析,认为目前信用管理工作主要面临信息不对称、以信为本企业文化的培育和维护以及搜集信息量等问题。

关 键 词:商业信用  非财务信息  信息不对称  信用信息体系

Collection and Analysis of Non-financial Credit Information Resources in the Commercial Credit Evaluation
WANG Qi,ZHANG Chun-ying.Collection and Analysis of Non-financial Credit Information Resources in the Commercial Credit Evaluation[J].Journal of Changchun University,2013(11):1388-1390,1393.
Authors:WANG Qi  ZHANG Chun-ying
Institution:( College of Management, Changchun University, Changchun 130022, China)
Abstract:Starting from the analysis of the advantages and disadvantages of commercial credit between enterprises, this paper discusses the evaluation on commercial credit of the credit side in application of commercial credit, as well as collection and analysis of non-finan cial resources that are difficult to be got in credit evaluation, considering that the current credit management work mainly has such prob lems as information asymmetry ,training and maintenance of credit-oriented enterprise culture, collection of information quantity and so
Keywords:commercial credit  non-financial information  information asymmetry  credit information system
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