| 基于遗传算法的商业银行风险评估 |
| |
| 引用本文： | 孙涛,张公敬. 基于遗传算法的商业银行风险评估[J]. 青岛大学学报(自然科学版), 2010, 23(2): 38-42. DOI: 10.3969/j.issn.1006-1037.2010.02.010 |
| |
| 作者姓名： | 孙涛 张公敬 |
| |
| 作者单位： | 青岛大学信息工程学院,山东,青岛,266071;青岛大学信息工程学院,山东,青岛,266071 |
| |
| 摘 要： | 以遗传算法为主,结合了数据挖掘中的粗糙集理论,从商业银行的主要业务之一信用卡审批问题入手,初步研究了遗传算法在商业银行风险评估中的工作原理。从数据的预处理到系统应用的方法和流程做了详细的描述,实验显示该方案是可行有效的。
|
| 关 键 词： | 遗传算法 粗糙集 风险评估 数据预处理 |
The Risk Assessment of Commercial Banks Based on Genetic Algorithm |
| |
| SUN Tao,ZHANG Gong-jing. The Risk Assessment of Commercial Banks Based on Genetic Algorithm[J]. Journal of Qingdao University(Natural Science Edition), 2010, 23(2): 38-42. DOI: 10.3969/j.issn.1006-1037.2010.02.010 |
| |
| Authors: | SUN Tao ZHANG Gong-jing |
| |
| Affiliation: | (College of Information Engineering ,Qingdao University,Qingdao Shandong 266071) |
| |
| Abstract: | Based on the theoretical foundation of the genetic algorithms, combined with the rough set theory of data mining, starting from the credit card processing problems of commercial bank, make a preliminary study of the genetic algorithm in risk assessment works of commercial banks. Made a detailed description about the method of data pre-processing and the procedure of the system＇s application. The final test show that the project is effective. |
| |
| Keywords: | genetic algorithm rough set risk assessment data preprocessing |
| 本文献已被 CNKI 维普 万方数据 等数据库收录！ |
|
