鲁西北地区农民商业保险消费滞后的原因与解决对策

针对当前经济社会改革过程中农民生活的风险含量不断增大的事实,主要考证农业地区商业保险在农民规避风险中所起的作用,发现商业保险介入农民生活的力度还不强,由此分析其原因,并给出解决的对策。之所以选择鲁西北地区作为研究样本,是因为该地区农民以农业生产为主,属经济欠发达地区,与我国大部分农业地区的经济发展情况大体相当,对研究以农业生产为主的农村地区农民的保险消费情况具有一定的代表性。

The Cause Analysis and Soluting Countermeasure on Commercial Insurance Consumption Lag of Peasant In the Northwest Area of Shandong Province

The fact that the risk is increscent in the process of peasant's livelihood which in view of the current economic society,mainly textually researches the effect of the commercial insurance of agricultural region to dodge risk,discovered the commercial insurance interposition live of the peasant not to be strong,from this analyzes its cause,and produces soluting countermeasure.The reason that chooses the Northwest of Shangdong as the research sample,is that its local peasant live on the agricultural production primarily,it belongs to less developed area in economy,is quite same with in majority of agricultural region its,so it possesses the certain representation.