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现代企业制度下银行运行机制的转换
引用本文:林大辉.现代企业制度下银行运行机制的转换[J].佛山科学技术学院学报(自然科学版),1995(5).
作者姓名:林大辉
作者单位:佛山大学商学部 佛山
摘    要:银行运行机制的转换受到旧企业制度的制约,建立现代企业制度构成了银行运行机制转换的基本条件。重要的是把银行运行机制与现代企业制度结合起来,寻求转换银行运行机制的途径。它们包括:(1)重塑银企关系;(2)实行资产负债比率管理;(3)建立股份制商业银行;(4)发放抵押贷款和担保贷款;(5)向企业提供调控与服务。

关 键 词:银行运行机制  现代企业制度  银企关系  资产负债比率管理  商业银行

The Transformation of Banking Mechanism Under the Modern Enterprise System
Lin Dahui College of International Business,Foshan University,Foshan.The Transformation of Banking Mechanism Under the Modern Enterprise System[J].Journal of Foshan University(Natural Science Edition),1995(5).
Authors:Lin Dahui College of International Business  Foshan University  Foshan
Institution:Lin Dahui College of International Business,Foshan University,Foshan 528000
Abstract:The transformation of banking mechanism is restricted by old enterprise system.Establish- ment of modern enterprise system forms the essential conditions of transforming banking mechanism.It is important to combine banking mechanism with the modern enterprise system,and seek the way of trans- forming banking mechanism.It includes:(1)recreate the relationship between banks and enterprises;(2) implement asset-liability ratio management;(3)establish shareholding system commercial bark;(4) grant the loans on pawn and the loans on collateral;(5)provide the supevisions and services for the enter- prises.
Keywords:banking mechanism  modern enterprise system  relationship between banks and enterprises  asset-liability ratio management  commercial bank
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