农村金融市场竞争效率实证研究

通过对我国农村金融市场的竞争效率进行实证研究,得出目前我国农村无论是正规金融市场还是正规金融与非正规的民间金融市场之间的竞争效率都非常低下,所以必须加快农村金融体制改革,改变政府的农村金融抑制政策,降低农村金融市场准入标准,培育新的农村金融供给主体,从而提高农村金融市场的竞争效率。

The Empirical Study on the Competitive Efficiency in Rural Financial Market

Through the empirical study on the competitive efficiency in Chinese rural financial market, this paper points out that in the rural areas of our country at present, the competitive efficiency among the normal financial markets or among the normal financial market and the non-governmental financial market is very low. Therefore we must accelerate the reform of the rural financial market, reduce the access standard of the rural financial market, and cultivating the new rural financial suppliers, so as to enhance the competitive efficiency of the rural financial market.