我国保险最大诚信原则存在的问题及对策分析

诚信是保险的生命线,但从我国保险业经营的现状来看,保险诚信不容乐观,如被保险人不尽如实告知义务或骗赔,保险公司在经营与理赔方面的不诚信等行为,在一定程度上影响了我国保险业的健康发展.在分析诚信原则现状的基础上,提出了解决路径.

An Analysis of the Maxim Credit Principle in China's Insurance

Credit can be the lifeline for insurance.However, credit in insurance is not so optimistic from the current situation in insurance business.Such discredit behaviours as elaborate obligations not being told to the insurance buyers or cheats on policyholder,and discredit in business and claims by insurance companies,to a great extent,have an effect on the healthy growth of China's insurance.This paper attempts to find the solutions based on the analyses above.