| 垄断竞争市场下的中国银行卡产业交换费定价研究 |
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| 作者单位： | 国家开发银行河南省分行 河南郑州450008 |
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| 摘 要： | 交换费是一种调节银行卡发卡市场和收单市场平衡发展的制度安排。垄断竞争市场下的交换费水平受市场势力、产品成本及交叉弹性等多重因素的影响。对不同的商户和银行卡产品确定不同的交换费水平,改革收单市场的定价方式,对促进我国银行卡产业的快速发展有重要意义。
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| 关 键 词： | 银行卡产业 垄断竞争 交换费定价 |
Research on Interchange Fee Pricing in Monopolistic Competition Market in Chinese Bankcard Industry |
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| Authors: | Wang hui Li hong |
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| Institution: | Wang hui Li hong |
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| Abstract: | Interchange fee is an institutional arrange for balancing issuing market and acquiring market. The interchange fee level in monopolistic competition market is affected by market force, production cost, cross elasticity and so on. Defining interchange fee level according to different merchants and bankcards, reforming the pricing mechanism in acquiring market, are of great significance for the rapid development of Chinese bankcard industry. |
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| Keywords: | Bankcard Industry Monopolistic Competition Market Interchange Fees Pricing |
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